Terms and Privacy

Terms and Conditions of Use

By accessing this website ("Site") and its various pages, you agree to be bound by these terms and conditions. If you do not agree to these terms and conditions, do not access this Site or any of its pages. Your use of this Site will be deemed as acceptance of these terms and conditions.

This Site is for informational purposes only and does not constitute an offer to sell or a solicitation to buy any product or service mentioned on the Site.

FinZ Financial and Insurance Solutions reserves the right to add, modify, or delete information on this Site at any time.

All content included or available in connection with this Site, including but not limited to materials, text, data, content, names, trade names, trademarks, trade dress, service marks, layout, logos, designs, images, graphics, illustrations, artwork, icons, photographs, sound, music, video, organization, and all intellectual property (collectively, the “Content”) is owned exclusively by FinZ Financial and Insurance Solutions or its licensors and is protected by U.S. and international copyright and other intellectual property laws. All rights are reserved. No Content may be copied, reproduced, published, or distributed without prior written permission from FinZ Financial and Insurance Solutions or the appropriate licensor.

FinZ Financial and Insurance Solutions and its affiliates also claim rights in other trademarks and service marks contained on these web pages. All non-FinZ product and service marks contained or associated with the Site are trademarks of their respective owners. References to any third-party names, marks, products, or services or links to third-party sites do not imply endorsement, sponsorship, or recommendation by FinZ Financial and Insurance Solutions.

You may not use, frame, or utilize framing techniques to enclose any FinZ Financial and Insurance Solutions trademark, logo, or other proprietary information, including the images or content of any text or layout/design of any page on the Site. You are not conveyed any right or license by implication, estoppel, or otherwise under any patent, trademark, copyright, or proprietary right of FinZ Financial and Insurance Solutions or any third party.

Disclaimer of Representations and Warranties and Limitation of Liability

The Site and its Content are provided "as is" and "as available." FinZ Financial and Insurance Solutions disclaims all representations and warranties, express, implied, or statutory, not expressly stated in these terms, including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. FinZ Financial and Insurance Solutions does not guarantee the reliability, timeliness, quality, suitability, availability, or that the services will be uninterrupted or error-free.

FinZ Financial and Insurance Solutions does not control or endorse any user-generated content or third-party content available on or linked through the Site. FinZ Financial and Insurance Solutions does not represent or warrant that the Site or its servers are free of viruses or harmful components.

FinZ Financial and Insurance Solutions shall not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages, including lost profits, lost data, personal injury, or property damage related to your use of the Site, regardless of the negligence of FinZ Financial and Insurance Solutions, even if FinZ Financial and Insurance Solutions has been advised of the possibility of such damages.

FinZ Financial and Insurance Solutions shall not be liable for damages, liability, or losses arising out of your use or reliance on the Site, or your inability to access or use the Site, or any transaction or relationship between you and any third party related to the Site, even if FinZ Financial and Insurance Solutions has been advised of such damages.

These limitations and disclaimers do not affect your rights as a consumer under California law. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the liability of FinZ Financial and Insurance Solutions shall be limited to the fullest extent permitted by law.

Additional Terms

Certain sections or pages on this Site may contain separate terms and conditions that are in addition to these terms. In the event of a conflict, the additional terms will govern for those sections or pages.