Privacy

Privacy Policy for FinZ Financial and Insurance Solutions

Types of Data Collected

FinZ Financial and Insurance Solutions does not provide an exhaustive list of Personal Data types collected. Full details regarding each type of Personal Data collected are available in the specific sections of this privacy policy or in explanation texts provided before Data collection.

Personal Data may be freely provided by the User, or in the case of Usage Data, collected automatically when using our website.

Unless otherwise specified, all Data requested by this website is mandatory. Failure to provide this Data may make it impossible for the website to provide services. Where the website specifically states that some Data is optional, Users are free not to communicate this Data without affecting the availability or functioning of the service.

Users who are unsure which Personal Data is mandatory are welcome to contact FinZ Financial and Insurance Solutions.

Any use of Cookies or other tracking tools by the website or by third-party services used by the website is intended to provide the Service requested by the User, in addition to the other purposes described in this document and the Cookie Policy, if available.

Users are responsible for any third-party Personal Data they obtain, publish, or share through this website, and confirm that they have the third party's consent to provide the Data to FinZ Financial and Insurance Solutions.

Mode and Place of Processing the Data

Methods of Processing

FinZ Financial and Insurance Solutions takes appropriate security measures to prevent unauthorized access, disclosure, modification, or destruction of the Data.

Data processing is carried out using computers and IT-enabled tools, following organizational procedures related to the purposes indicated. In addition to FinZ Financial and Insurance Solutions, in some cases, the Data may be accessible to certain persons involved with the operation of this website (such as administration, sales, marketing, legal, system administration) or external parties (e.g., third-party technical service providers, hosting providers, IT companies, communication agencies) as Data Processors by FinZ Financial and Insurance Solutions. An updated list of these parties may be requested at any time.

Legal Basis of Processing

FinZ Financial and Insurance Solutions may process Personal Data relating to Users if one of the following applies:

  • Users have given their consent for one or more specific purposes.

  • Provision of Data is necessary for the performance of a contract with the User and/or pre-contractual obligations.

  • Processing is required for compliance with a legal obligation.

  • Processing is necessary for a task carried out in the public interest or in the exercise of official authority vested in FinZ Financial and Insurance Solutions.

  • Processing is necessary for the legitimate interests pursued by FinZ Financial and Insurance Solutions or a third party.

FinZ Financial and Insurance Solutions is available to help clarify the specific legal basis that applies to the processing of Personal Data.

Place of Processing

The Data is processed at the operating offices of FinZ Financial and Insurance Solutions in California, USA, and any other locations where the parties involved in the processing are located.

Depending on the User’s location, data transfers may involve transferring Personal Data to a country other than their own. To learn more, Users can refer to the section containing details about the processing of Personal Data.

Users also have the right to know the legal basis for transferring Data outside of their country and the security measures taken by FinZ Financial and Insurance Solutions to protect their Data. For further information, Users may inquire using the contact information provided.

Retention Time

Personal Data will be processed and stored for as long as required for the purposes for which it was collected. Personal Data collected for the performance of a contract will be retained until that contract is fulfilled. Data collected for legitimate interests will be stored as long as needed to fulfill those purposes.

Once the retention period expires, Personal Data will be deleted. After this period, rights such as access, rectification, and Data portability cannot be enforced.

User Rights

Users have the right to:

  • Withdraw consent at any time.

  • Object to Data processing.

  • Access their Data.

  • Verify and seek rectification.

  • Restrict the processing of their Data.

  • Have their Personal Data deleted.

  • Receive their Data and have it transferred to another controller.

  • Lodge a complaint with the relevant Data Protection Authority.

To exercise these rights, Users can contact FinZ Financial and Insurance Solutions using the details provided in this document.

Changes to this Privacy Policy

FinZ Financial and Insurance Solutions reserves the right to modify this privacy policy at any time by notifying Users on this page. Users are encouraged to review this page periodically. The date of the last update will be indicated at the bottom of the page.

For any questions about this privacy policy, please contact us using the information provided.

Last Updated: October, 2024